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Monday, February 3, 2014

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Super Bowl Safety: TV Tip-Overs Can Be Deadly, Group Warns

Ahead of the Super Bowl — often the most-watched television event of the year — the group Safe Kids Worldwide has declared Saturday (Feb. 1) National TV Safety Day to educate families about properly securing their big screens, with mounts and anchors to prevent accidents. Top-heavy flat panel TVs, too, can be pulled down by a climbing child if the set is not mounted to a wall. In a 2012 survey, Safe Kids Worldwide found that just one in four parents had mounted their flat panel TVs to the wall. As part of the campaign, Safe Kids Worldwide and Consumer Electronics Association (CEA) are urging parents and caregivers to recycle their old TVs, and the make sure the ones they keep are appropriately secured to keep kids safe.

Supplements May Have Negative Impact on Endurance Training

Certain vitamin supplements may blunt the muscle's natural response to endurance training, a new study from Norway suggests. In the study, 54 healthy participants were randomly assigned to take vitamin C and E supplements, or a placebo, during an endurance training program that consisted of running three to four times a week. After 11 weeks, the muscles of the people in the placebo group had produced more mitochondria — "powerhouses" of the cells — a natural response to training. The findings suggest "vitamin C and E supplements blunted the endurance training-induced increase of mitochondrial proteins, which are needed to improve muscular endurance," study researcher Dr. Gøran Paulsen, of the Norwegian School of Sport Sciences, said in a statement.

Do Older People Have More Body Odor?

Question: Do older people have more body odor? The body odor of people between the ages of 26 and 75 was analyzed. So, what causes body odor (aka B.O.)? Sweating helps maintain your body temperature, hydrates your skin and balances your body fluids.

3 Tips for Keeping Teens Healthy

I surely hope so, and that's why I took comfort in the results of a European Heart Journal study published this month. The study was done on adolescent boys, but I can only imagine that regular exercise in these years is good for the girls too.

Did Alien Life Evolve Just After the Big Bang?

Earthlings may be extreme latecomers to a universe full of life, with alien microbes possibly teeming on exoplanets beginning just 15 million years after the Big Bang, new research suggests. Also known as Goldilocks zones, these regions are considered to be just the right distance away from stars for liquid water, a pre-requisite for life as we know it, to exist. But even exoplanets that orbit far beyond the habitable zone may have been able to support life in the distant past, warmed by the relic radiation left over from the Big Bang that created the universe 13.8 billion years ago, says Harvard astrophysicist Abraham Loeb. Just after the Big Bang, the cosmos was a much hotter place.

NASA Moon Probe Broadcasts Space Weather Symphony Live Online

A NASA probe orbiting the moon is broadcasting live cosmic tunes from a computer near you. NASA's Lunar Reconnaissance Orbiter (LRO) has a new internet radio station for people who want to check out space weather through music. The craft carries with it a Cosmic Ray Telescope for the Effects of Radiation, or CRaTER. The main instrument at the lowest level of activity is a piano.

Help Hubble Telescope Scientists Study Amazing New Galaxy Photos (Video)

A newly released Hubble Space Telescope mosaic image shows the nearby spiral galaxy M83 in rich detail and scientists want your help to understand exactly what they are seeing in the cosmic view. Bold magentas and blues indicate the galaxy blazes with star formation, and the galactic panorama depicts stellar birth and death on a vast scale of 50,000 light-years, encompassing thousands of star clusters, and hundreds of thousands of stars, as well as supernova remnants, the last vestiges of dead stars. A new project called "STAR DATE: M83" asks amateur astronomers to use the new M83 image to estimate ages for approximately 3,000 star clusters. Later, stellar winds from the youngest, most massive stars blow the gas away, revealing bright blue star clusters, and giving a perforated appearance to the spiral arms.

Your Heart Health: 5 Numbers to Know

Researchers at The Ohio State University surveyed more than 2,000 adults from across the United States and asked them questions about BMI, for example, whether a person with a BMI of 24 is underweight or obese, or is normal weight. BMI is a number calculated from a person's weight and height, and provides a reliable indicator of body fatness and the risk for heart problems for most people. So, in addition to BMI, people should know four other numbers to get a good picture of their health: their blood pressure, cholesterol levels, blood sugar levels and the circumference of their waist, the researchers said. "There really are five numbers everyone should know when it comes to heart health," said Dr. Martha Gulati, director of preventive cardiology and women's cardiovascular health at The Ohio State University Wexner Medical Center.

Teen Boy Is Youngest to Have Rare Fatal Brain Disorder

For three years, a teen boy in North Carolina developed progressively worsening movement, speech and memory problems, but doctors remained unable to determine the cause of his deteriorating condition. It was only after his death at age 16 that they found the answer: The boy had an extremely rare brain disorder called sporadic fatal insomnia, which is caused by prions, or abnormally folded proteins. Although prion diseases are rare in teenagers, the researchers wanted to publish the case to raise awareness about the condition among doctors who treat children, said Dr. Ermias Belay, of the Center for Disease Control and Prevention's National Center for Emerging and Zoonotic Infectious Diseases, who investigated the boy's case.

Home Births Linked to Higher Rate of Newborn Deaths

The rate of death for newborns born in home births is more than four times that of newborns born in hospitals, according to new research. The research, which will be presented on Friday (Feb. 7) at the Society for Maternal Fetal Medicine annual meeting in New Orleans, also found especially high rates of neonatal death among first-time mothers who gave birth at home. "If you deliver in the hospital with a mid-wife, you can prevent 75 percent of all neonatal death," said study co-author Dr. Amos Grunebaum, an obstetrician at Weill Cornell Physicians in New York City. Home births have been on the rise in recent years, and the safety of the practice has been fiercely debated, with studies coming to different conclusions.

Great Lakes Water Levels Are in Unusual Decline

The Great Lakes share a surprising connection with Wisconsin's small lakes and aquifers — their water levels all rise and fall on a 13-year cycle, according to a new study. "The last two decades have been kind of exceptional," said Carl Watras, a climate scientist with the Wisconsin Department of Natural Resources and the University of Wisconsin-Madison. Water levels have been declining since 1998, Watras told Live Science. The research was published Jan. 21 in the journal Geophysical Research Letters.

Shrinking Greenland Glacier Smashes Speed Record

In summer 2012, Greenland's Jakobshavn Isbrae Glacier raced more than 150 feet (46 meters) per day, faster than any glacier on Earth. In 2000, Jakobshavn flowed at roughly 6 miles (9.4 km) per year. "We've been watching it for over a decade now, so it was quite a surprise when it popped up in 2012 with these unusually high speeds," said Ian Joughin, lead study author and a glaciologist at the University of Washington's Polar Science Center in Seattle. Jakobshavn Isbrae slows a bit in winter but is still flowing roughly three times faster overall than in the 1990s, Joughin said.

New Cholesterol Guidelines: How to Make Sense of Them

The new guidelines about who should take cholesterol-lowering statin drugs have spurred ongoing debate and confusion among both physicians and patients since their release in November. More than 70 million American adults have high blood cholesterol, which doubles their risk for heart disease, and less than half of people in this group take statins. But the changes to the guidelines would add more people to the group of those who are recommended to get a statin prescription. "Some people who were otherwise considered not at-risk might be considered at-risk now," said Dr. Suzanne Steinbaum, a cardiologist and the director of Women's Heart Health at Lenox Hill Hospital in New York.

Arctic's 'Layer Cake' Atmosphere Blamed for Rapid Warming

The Arctic is leading a race with few winners, warming twice as fast as the rest of the Earth. Loss of snow and ice, which reflect the sun's energy, is usually blamed for the Arctic temperature spike. "In the Arctic, as the climate warms, most of the additional heat remains trapped in a shallow layer of the atmosphere close to the ground, not deeper than 1 or 2 kilometers [0.6 to 1.2 miles]," said Felix Pithan, a climate scientist at the Max Planck Institute for Meteorology in Germany and lead author of the new study. The Arctic atmosphere looks like a layer cake compared with the tropics.

Five Tips to Ward Off Cholesterol Confusion (Op-Ed)

Dr. Suzanne Steinbaum is an attending cardiologist and the director of Women's Heart Health of Lenox Hill Hospital in New York City and has been featured on The Early Show, The Doctors, Good Morning America, 20/20 and other programs. She recently released her book "Dr. Suzanne Steinbaum's Heart Book: Every Woman's Guide to a Heart Healthy Life," (Avery, 2014) and is the host of Focus on Health, a weekly magazine news show spotlighting health topics, seen on WLNY-TV. Steinbaum contributed this article to LiveScience's Expert Voices: Op-Ed & Insights. The controversy surrounding November 2013's release of cholesterol guidelines from the American Heart Association (AHA)-American College of Cardiology (ACC) continues, and the confusion amongst physicians and patients is widespread.

Off-Road Wheelchair Helps People with Disabilities Get Off-Road and On With Their Lives (Op-Ed)

Amos Winter is the an assistant professor in the Department of Mechanical Engineering at the Massachusetts Institute of Technology, a member of the American Society of Mechanical Engineers (ASME), and a participant in ASME's Engineering for Global Development Committee. The reality is much different for the 20 million to 40 million people in the developing world who require the use of a wheelchair. In such conditions, a conventional wheelchair provides only limited mobility and for people with disabilities, their ability to support themselves is restricted. The idea behind the Leveraged Freedom Chair (LFC) that my colleagues and I developed was conceived — and the technology evolved — through field trials in East Africa, Vietnam, Guatemala and India.

4,600-Year-Old Step Pyramid Uncovered in Egypt

TORONTO — Archaeologists working near the ancient settlement of Edfu, in southern Egypt, have uncovered a step pyramid that dates back about 4,600 years, predating the Great Pyramid of Giza by at least a few decades. Over time, the step pyramid's stone blocks were pillaged, and the monument was exposed to weathering, so today, it's only about 16 feet (5 m) tall. Scattered throughout central and southern Egypt, the provincial pyramids are located near major settlements, have no internal chambers and were not intended for burial. Six of the seven pyramids have almost identical dimensions, including the newly uncovered one at Edfu, which is about 60 x 61 feet (18.4 x 18.6 m).

Light Pollution Threatens Skywatching Around the World

But I always looked forward to the times when my family visited my Uncle Ron's house in Mahopac, N.Y. The night sky in Mahopac — which is 50 miles (80 kilometers) due north of midtown Manhattan — was incredibly dark and starry; I now live just to the west of Mahopac, and while I can still see the Milky Way on most clear nights, the nights now are a far cry from what they were a half century ago. Now, it's closer to a charcoal gray, and when I look south toward New York City, I see a bright, whitish glow reaching nearly halfway up into the sky. On the best nights, I can just about make out Eta Ursae Minoris, the dimmest of the four stars that make up the bowl of the Little Dipper.

Flow Battery Breakthrough May Boost Green Energy Storage (Video)

Joss Fong is a video producer and science journalist living in New York. She contributed this article to LiveScience's Expert Voices: Op-Ed & Insights. A new battery designed by researchers at Harvard University may open the door to large-scale storage of solar and wind power. Because solar and wind power are intermittent energy sources, storage solutions are needed to improve their reliability.

When Wildlife TV Programs Hurt the Wildlife (Op-Ed)

Marc Bekoff, emeritus professor at the University of Colorado, Boulder, is one of the world's pioneering cognitive ethologists, a Guggenheim Fellow, and co-founder with Jane Goodall of Ethologists for the Ethical Treatment of Animals. This Op-Ed is adapted from two that appeared in Bekoff's column Animal Emotions in Psychology Today. He contributed this article to LiveScience's Expert Voices: Op-Ed & Insights. I like to believe that animal abuse in film and television is a thing of the past, but it isn't.

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Sunday, February 2, 2014

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6 iPhone Apps to Plan Your Workday

That's where your iPhone comes in: With the right apps and a little know-how, there are countless ways to plan your day, week, month and year. Every iPhone comes with Apple's own Calendar app, which offers basic functionality to help you schedule meetings, remember appointments and more. The app also connects with your address book, your maps app and even your social media accounts to deliver the information you need to plan smooth and productive meetings. When you need to schedule a meeting, Mynd links with your address book and LinkedIn account to help you send out invitations and check on individual availability.

Long-Term Unemployed Reveal Emotional Struggles

The loss of a regular income has affected the long-term unemployed in various ways, from accelerated credit debt to downsizing to tense relationships. Specifically, 25 percent of those surveyed don't have enough money for food, 25 percent have strained relationships with family and friends, 12 percent have maxed out their credit cards and 10 percent have lost their home or apartment due to the inability to pay the mortgage or rent.

Want to Start a Business? Why You Should Keep Your Job

Gone are the days when employees and entrepreneurs inhabited two different worlds. As the senior money editor and blogger at U.S. News and World Report and owner of her own small business, Kimberly Palmer is one of those leading the double life of an employee and entrepreneur. Palmer's book lays out the groundwork for balancing your full-time career with your entrepreneurial spirit, and argues that side-gigs — which she calls the "shining white knights" of 9-to-5 workers — are a saving grace in an age of economic instability. In an email interview with BusinessNewsDaily, Palmer explains how aspiring entrepreneurs can strengthen their careers and their earning power without quitting their day jobs.

5 Interview Skills That Will Get You Hired

Job interviews are arguably some of the most important meetings you will ever have in your life. In addition to knowing why you're a good fit for the job, brushing up on basic interview skills is always a good idea. Most people are afraid to ask an interviewer to clarify his or her question, said Sara Sutton Fell, CEO of job listing website FlexJobs. You might worry that the interviewer will think you weren't paying attention, but ensuring that you thoroughly understand the question can really help you give a thoughtful, relevant response.

Tim Tebow Plays Moon Football in Super Bowl Ad (Video)

NFL star Tim Tebow is taking the Super Bowl into space today by tossing a pigskin on the moon in a T-mobile ad to air during the big game. In the 30-second commercial during Super Bowl XLVIII, Tebow — who currently is without an NFL contract — shows off the wealth of work he's able to accomplish when not stuck with a contract. "Everyone thinks I want a contract, but without one I've done so much this year," Tebow says in the ad. It should be noted that while astronaut Alan Shepard did play golf on the moon in 1971 (a feat later repeated on the International Space Station by Russian cosmonauts in 2006), there's no word yet on when a real football game could kick off on the lunar surface.

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Saturday, February 1, 2014

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Florida's Rat-Saving Labors Aren't Paying Off

A new study warns that Florida's efforts to breed endangered Key Largo woodrats in captivity are doomed. Critters brought up at a Tampa zoo and at Orlando's Disney World don't have as many babies as they do in the wild, and when released back into their natural habitat, the rats are more vulnerable to predators like hawks and feral cats. "When we kept looking at the data, what we found was that you really couldn't breed enough woodrats to make it a viable strategy for population recovery," Robert McCleery, a wildlife ecologist at the University of Florida, said in a statement. It might be hard to imagine conservationists rallying around rats, often considered disease-spreading invaders that have no problem keeping their population numbers high.

Obama Honors Fallen Astronauts of NASA Spaceflight Disasters

U.S. President Barack Obama recalled the heroism of Americans who lost their lives in the pursuit of space exploration to mark NASA's somber memorial today (Jan. 31) for three spaceflight disaster anniversaries this week. "On this Day of Remembrance, we join the American people in honoring the men and women of NASA who have given their lives in our nation's space program," Obama said in a statement. NASA's Day of Remembrance is an annual time of reflection for the U.S. space agency to recall and honor the astronauts killed in the Apollo 1 fire of 1967, Challenger space shuttle accident of 1986 and Columbia shuttle tragedy of 2003. The anniversaries of all three disasters occur within a week-long period, a time in which NASA reflects on the disasters and other sacrifices among the NASA family. [NASA's Fallen Astronauts: A Photo Memorial]

NASA Video Captures Stunning Volcano Eruption View from Space

On June 12, 2009, the International Space Station happened to be passing over the Sarychev Volcano just as it was beginning to erupt. Sarychev Peak, which rises to a height of 4,908 feet (about 1,500 meters), is the tallest peak on Matua Island in the northern part of the Kuril Islands, a Russian archipelago in the northwest Pacific Ocean. The volcano, one of the most active volcanoes in the Kuril Island chain, erupted in 1989, 1986, 1976 and 1946. "The plume was so immense that it cast a large shadow on the island," according to NASA Earth Observatory.

Moon Myths and Facts for the Lunar New Year

How long does a full moon last? We could then say that the moon is officially "full" for only one minute! The full moon of Jan. 15, for instance, occurred at 11:52 p.m. EST. And yet, to most casual observers, the moon might appear to be full for a couple of days before and after the official full moon date! But is a full moon really "full?"

NASA Moon Camera Claimed to Be Used by Apollo Astronaut Up for Auction

A 70-millimeter Hasselblad Electric Data Camera (EDC), described by the WestLicht Gallery in Vienna as having flown to the moon and back on NASA's Apollo 15 mission, is included in the gallery's March 22 auction of vintage and collectible cameras. The lunar-flown Hasseblad is said to have been used by astronaut James Irwin, as identified by the registration number "38" on a small plate found inside the camera. "[The plate number] is 100-percent proof that this camera is the real thing and really was on the moon," Peter Coeln, owner of the Westlicht Gallery, told the AFP wire service. Among the other claims made by the WestLicht Gallery is that the Hasselblad EDC camera for sale is the only lunar-surface-used camera to return to Earth.

Advocates for Humane Treatment Welcome Scrutiny, If It's Honest (Op-Ed)

Wayne Pacelle is the president and chief executive officer of The Humane Society of the United States (HSUS). This Op-Ed is adapted from a post on the blog A Humane Nation, where the content ran before appearing in LiveScience's Expert Voices: Op-Ed & Insights. This is one of the reasons for my disappointment in the tone of coverage given to The HSUS by more than a few members of the agricultural press over the last several years. Some writers with industry trade journals and other information outlets in the sector have settled into an unquestioning reliance upon false claims about The HSUS, including those being spun by public-relations operative Rick Berman, who's fought the medical community on tanning beds and trans fats, Mothers Against Drunk Driving on alcohol use and automobiles, unions on minimum wage issues, and anti-smoking groups on behalf of major tobacco companies.

Does Polar Vortex Mean 'So Much for Global Warming?' (Op-Ed)

Michael Mann is Distinguished Professor of Meteorology at Penn State University and was recognized in 2007, with other IPCC authors, for contributing to the award of the 2007 Nobel Peace Prize for his work as a lead author on the "Observed Climate Variability and Change" chapter of the Intergovernmental Panel on Climate Change (IPCC) Third Scientific Assessment Report. Mann contributed this article to LiveScience's Expert Voices: Op-Ed & Insights. Over the past couple of months, the United States has seen the return of something many believed had been lost for good: cold weather. Although the current temperatures in the eastern United States may seem unusually cold, in the context of our history they really aren't.

EPA: New Mine Threatens Half World's Wild Sockeye Salmon (Op-Ed)

Christina Swanson, is director of the Natural Resources Defense Council (NRDC)'s Science Center and past president of the Western Division of the American Fisheries Society. She contributed this article to LiveScience's Expert Voices: Op-Ed & Insights. As a fish biologist who has worked for years to protect and restore California's beleaguered salmon fisheries, I have always been awed by — and a bit envious of — Alaska's Bristol Bay watershed. It is truly one of the last places on earth where pristine aquatic habitats, robust salmon populations and thriving commercial and recreational fisheries still exist.

Super Bowl Ads Symbolize A Positive Cultural Shift for Animals (Op-Ed)

Wayne Pacelle is the president and chief executive officer of The Humane Society of the United States (HSUS). This Op-Ed is adapted from a post on the blog A Humane Nation, where the content ran before appearing in LiveScience's Expert Voices: Op-Ed & Insights. One is the creative, and often provocative, advertising on display not only during the Super Bowl, but in advance — where companies and ad agencies push out their creative content in traditional and social media and get a national discussion going about their brands. Each year, it used to infuriate me to see baby or juvenile chimps dressed up and featured in commercials, because I knew what those chimpanzees would endure throughout their lives — and I also knew that the trainers would discard those chimps once they got big and leave it to the animal welfare community to pay for their care for the expected duration of their lives, sometimes as long as another half century.

Atlas and Delta Rockets Have Packed 2014 Launch Schedule

It's one completed, 14 flights to go this year for United Launch Alliance and its fleet of Atlas and Delta rocket families. "This year we have a very busy manifest in 2014," said Vern Thorp, ULA's manager of NASA missions. The year began successfully Thursday night as an Atlas 5 deployed the 7,600-pound Tracking and Data Relay Satellite for NASA from Cape Canaveral.

Super Bowl in Space: How Astronauts Celebrate the Big Game in Orbit (Video)

Super Bowl Sunday is an exciting day for football fans all over the United States, but NASA astronauts in space are also looking forward to the big game. While astronauts on the International Space Station may not be able to throw a Super Bowl watch party like Denver Broncos and Seattle Seahawks fans on Earth, that doesn't mean they aren't interested in the biggest professional football game of the season. NASA astronaut Rick Mastracchio won't be able to watch the Super Bowl live on Sunday (Feb. 2), but he's still planning on participating in the football festivities, and he doesn't want to hear any game-ruining spoilers. "Hopefully Houston will uplink a version of it [the Super Bowl] the next day or within a few days and we'll get to watch it," Mastracchio told Space.com during a live interview today (Jan. 31).

Extradition: Will Amanda Knox Be Returned to Italy?

In one of the most sensational murder trials — and retrials — in recent memory, an Italian court has found U.S. citizen Amanda Knox guilty of the 2007 murder of Meredith Kercher. The guilty verdict, however, has raised a thicket of thorny legal issues, including whether Knox will be extradited to Italy to serve a prison term for a crime she was found guilty of in her initial 2009 trial (that verdict was overturned on appeal in 2011, but a subsequent appeal declared her guilty once again this month). Despite the operatic convolutions of the Italian justice system, there are some experts who believe the legal framework surrounding the extradition process may work in Knox's favor. The ancient pharaohs of Egypt were known to negotiate the extradition of criminals from neighboring Hittite territories.

Color-Changing 'Sea Chameleons' Could Inspire New Military Camouflage

Cuttlefish are sometimes known as the "chameleons of the sea," for their ability to change colors rapidly and blend in to their surroundings. Researchers at Harvard University in Cambridge, Mass., and the Marine Biological Laboratory in Woods Hole, Mass., studied the chemical, biological and optical mechanisms that enable the cuttlefish to disguise itself from predators. "Nature solved the riddle of adaptive camouflage a long time ago," study co-author Kevin Kit Parker, a professor of bioengineering and applied physics at the Harvard School of Engineering and Applied Sciences, said in a statement. Cuttlefish have special pigment-containing cells, called chromatophores, which allow them to change the color and pattern of their skin in response to visual information, the researchers said.

Colorado's Highest Peaks Re-Named After Super Bowl Team

Colorado's highest mountains are getting new names in honor of the Super Bowl — at least temporarily. Colorado boasts 53 "14ers." peaks that rise above 14,000 feet (4,267 meters). Colorado's Super Bowl-bound football team, the Denver Broncos, boasts a roster of 53 active players. Putting two and two together, Governor John Hickenlooper announced today (Jan. 29) that on Super Bowl Sunday, each of Colorado's 14ers will go by the name of a Broncos player.

Super Bowl Science: How Cold Weather Could Affect the Big Game

Football fans hoping for a snowy Super Bowl on Sunday (Feb. 2) may be out of luck, but temperatures for the Big Game could still dip to chilly lows, meaning players and spectators should take care to protect themselves from the wintry conditions, experts say. While football games have been played in freezing-cold conditions before, Sunday's game between the Seattle Seahawks and Denver Broncos at MetLife Stadium in East Rutherford, N.J., will be the first-ever outdoor, cold-weather championship game. Despite early talk that a big storm could blow through the area, the Northeast Regional Climate Center at Cornell University, in Ithaca, N.Y., is predicting relatively calm conditions for the Sunday matchup, with a high near 39 degrees Fahrenheit (4 degrees Celsius) and a low near 28 F (minus 2 C). "Despite all the hype, the latest Arctic outbreak looks to be gone by Super Bowl Sunday," Art DeGaetano, director of the Northeast Regional Climate Center, said in a statement.

Top 10 Workplace Trends for 2014

More flexible work environments, an increase in workplace efficiency and more reliance on Big Data are all in store for businesses in 2014, according to new research. A recent poll of nearly 8,000 industrial-organizational (I-O) psychologists by the The Society for Industrial and Organizational Psychology (SIOP) uncovered the top 10 workplace trends for 2014. I-O psychologists study workplace issues of critical relevance to business, including talent management, coaching, assessment, selection, training, organizational development, performance and work-life balance. They expect to see the following workplace trends in 2014:

Warning: Business Bank Accounts Aren't Safe from Cybertheft

Waking up one day to find all the money drained from their small business bank account is every entrepreneur's worst nightmare. While entrepreneurs may think their money is secure in a small business account at their local bank, the truth is, they aren't protected from one of the fastest-growing crimes: cybertheft. Unlike personal bank accounts, by law small businesses accounts are not insured by banks, or the Federal Deposit Insurance Corporation, when money is stolen by cyberthieves. Marc Kramer, president of the Commercial Deposit Insurance Agency — the first company to offer small businesses cybertheft insurance — said this comes as a shock to most business owners, since many see signs posted all around their bank regarding the money being insured by the FDIC.

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